Terms of Service

Last Updated: January 1, 2024

1. Acceptance of Terms

By accessing or using Shiny's services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

Shiny provides an AI-powered financial companion that helps you manage your money through personalized conversations, smart insights, and goal tracking. The service includes features for tracking expenses, analyzing spending patterns, and providing personalized financial guidance through your chosen AI personality.

3. User Accounts

To use our services, you must:

  • Provide accurate and complete information
  • Maintain the security of your account
  • Be responsible for all activities under your account
  • Use the AI companion responsibly and ethically

4. User Responsibilities

As a user of Shiny, you agree to:

  • Use the service only for lawful purposes
  • Not attempt to interfere with the service's operation
  • Not use the service to violate any laws
  • Not share your account credentials
  • Not misuse or abuse the AI companion
  • Not attempt to manipulate or deceive the AI system

5. AI Companion Usage

When using the AI companion feature, you agree to:

  • Use the AI for legitimate financial management purposes
  • Not attempt to extract or reverse engineer the AI's responses
  • Not use the AI to generate harmful or inappropriate content
  • Understand that AI responses are for guidance only

6. Intellectual Property

All content, features, and functionality of the Shiny service, including the AI companion's responses and personality traits, are owned by Shiny and are protected by international copyright, trademark, and other intellectual property laws.

7. Limitation of Liability

Shiny shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service, including any financial decisions made based on AI recommendations.

8. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes through the app or via email.

9. Contact Information

For questions about these Terms of Service, please contact us at:

Email: legal@Shiny.com